ANSWER: The answer to this question depends on who paid your bills. As a general rule, health insurers in Missouri have no right to repayment of money spent to cover your medical bills. There are exceptions. Some medical benefits, such as those paid for job-related injuries through workers compensation, Medicaid or Medicare must be repaid in accordance with state or federal statutes. Others may claim a right to reimbursement through some contract. You should never sign anything committing yourself to repay medical bills from any personal injury recovery without first talking to an attorney. Some “insurers” claim this right when it does not exist. If it does, we work with you to get bills properly paid out of any recovery, and we can often save you money from the amounts originally billed.